Collections Agent
Credence Financial Solutions
32A Jellicoe Avenue, Rosebank, Johannesburg, Gauteng, 2196
Full-time | Office-based
Salary: R11,950 CTC per month
Posted: 15 July 2026
Closing date: 31 July 2026
Job summary
Credence Financial Solutions is looking for a confident and professional Collections Agent to assist clients with outstanding accounts and facilitate suitable payment arrangements.
This entry-level position is suitable for a candidate with Grade 12, good communication skills, basic computer literacy and the ability to handle financial conversations professionally. No previous collections experience is required.
Key responsibilities
- Contact clients regarding outstanding account balances.
- Handle inbound and outbound collections calls professionally.
- Verify client information before discussing account details.
- Explain outstanding balances and available payment options clearly.
- Assist clients in establishing realistic payment arrangements.
- Record payment commitments accurately on company systems.
- Follow up on payment arrangements and outstanding commitments.
- Capture complete and accurate notes after every client interaction.
- Update client contact and account information when required.
- Respond to general account and payment-related enquiries.
- Refer disputed accounts and complex matters to the appropriate department.
- Escalate vulnerable-client cases or complaints to a supervisor.
- Treat clients fairly, respectfully and without intimidation.
- Protect confidential client and company information.
- Follow approved scripts, procedures and regulatory requirements.
- Work towards agreed collections, quality and productivity targets.
- Participate in training, coaching and performance-development activities.
Minimum requirements
- Grade 12/Matric.
- Basic computer and email literacy.
- Basic Microsoft Word and Excel skills.
- Good written and verbal communication skills.
- Clear and professional telephone communication.
- Good listening, negotiation and problem-solving abilities.
- Ability to remain calm during difficult financial conversations.
- Ability to communicate respectfully with clients.
- Ability to follow scripts, procedures and instructions.
- Ability to work towards performance and quality targets.
- Ability to maintain confidential information.
- Ability to work independently and as part of a team.
Key competencies
- Client communication.
- Active listening.
- Negotiation and payment-arrangement facilitation.
- Account and data administration.
- Problem-solving.
- Professionalism and emotional control.
- Fair and respectful client treatment.
- Confidentiality and integrity.
- Target and quality awareness.
- Reliability and accountability.
Working arrangement
- This is a full-time, office-based position at 32A Jellicoe Avenue, Rosebank, Johannesburg. The successful candidate will work according to the company’s operational schedule. The final working hours will be confirmed during recruitment.
Salary
- The position offers a salary of R11,950 CTC per month, equivalent to R143,400 CTC per year.
How to apply
- Email your CV to hr@credfin.co.za
- Email subject: Credfin Careers
- Email body: State that you are applying for the Collections Agent position.
Applications close on 31 July 2026
Only candidates selected for the next stage of the recruitment process will be contacted.
